Risk Cover

 

Covering yourself, your income/ability to provide an income as well as your life, could be the most important decision you will ever make.

 

Loss of licence

Protect your income in the event you can’t work

Impairment

Loss of bodily function applicable to high risk occupations

Life Cover

Ensure your legacy lives on by protecting your family

Dread Disease

Focus on health and recovery without the additional financial burden

Disability Insurance

Cover your assets, debts, and unforeseen expenses

Short term Insurance

Protect your assets with risk cover

The 5 minute money saver

Our focus is on providing you with serious value for money, beating any insurance quote you have received or your current insurance and continuously providing updates, and keeping your cover the most affordable, most comprehensive, and cheapest on the market.


Simple steps to follow

Take just 5 minutes to make sure that you are saving as much money as you possibly can.


Make 100% sure your policy covers you for flying
We come across clients on a daily basis who are paying premiums and assuming they are covered while flying, only to find out that they are only covered for non-aviation related events or very limited aviation events. Very often we can replace that policy will full cover and it still costs less than the original policy. We have the best life cover for pilots, by a long shot.

Know what your loadings are for
How much extra are you paying for your insurance to cover you while flying?
100%? 200%? 400%?

We can usually reduce that by a substantial amount. Because we specialize in aviation, we get preferential rates from insurers.

Make sure you get a minimum of 3 quotes at all times
When reviewing your insurance, make sure that you deal with an independent aviation specialist that fully understand insurance aviation criteria and who knows which companies favour pilots. This way you will always have the very best insurance and value for money. You have a specific skill set and you deserve the best.

Loss of licence insurance for pilots Loss of license is a very specialised product and currently only 3 insurance houses in South Africa offer loss of license insurance for pilots. Even with only 3 insurers in that market the differences between the three products are substantial. We are specialists in loss of license insurance who fully understand the differences and will be able to explain them to you in very simple terms.

Premium patterns increase
In the South African insurance market there are a vast number of different premium patterns. These patterns determine how much your annual premium will increase. Annual increases range from 0% and in some cases can be as high as 25% (if you don’t jump through the hoops).
You need to make sure that your premium pattern is something you are comfortable with, otherwise you will find a fast increasing premium over a short period of time and your insurance will become unaffordable. Inflation is high enough, don’t fall into that trap.

Do you need expert advice? Let us help you find the way.

Enquire now!


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