Disability cover for pilots will provide you with either a lump sum, or a monthly “income” in the event of you not being able to fly due to a medical condition/accident. There are two main types of disability cover with a few variations. The variations are what determines the premium you pay and like all things in life, you get what you pay for.
What you as a pilot need to know
Always make sure (if you qualify) that you have the best product on the market – a couple of extra rands a month could be the difference between continuing with your same standard of living, or needing to rely on friends and family for your next meal and/or medical expenses.
The local insurance companies approach insuring pilots very differently. Therefore, you should get quotes from at least three different insurance houses and have an aviation insurance specialist go over the difference in cover offered to you. It’s not always just about the price.
Whatever your insurance needs as a pilot, we can help you.